Dave Ramsey’s 7 Baby Steps will show you how to save for emergencies, pay off all your debt for good, and build wealth. It’s not a fairy tale. It works every single time!
BABY STEP 1
Save $1,000 for your starter emergency fund.
BABY STEP 2
Pay off all debt (except the house) using the debt snowball.
BABY STEP 3
Save 3–6 months of expenses in a fully funded emergency fund.
BABY STEP 4
Invest 15% of your household income in retirement.
BABY STEP 5
Save for your children’s college fund.
BABY STEP 6
BABY STEP 7
Build wealth and give.